OK. Is there an annual fee?

好。请问一卡通有年费吗?。

What is the annual fee?

每年学费多少？

Ask to have your credit card's annual fee waived.

要求免除你信用卡的年费。

The holder is usually charged an annual fee.

持卡人通常需要交纳一笔年度费用。

Once accepted, they pay an annual fee of 20 euros.

一旦被接受，他们缴纳年费20欧元。