It was the 18th drop for overall consumer borrowing in the past 19 months.

在过去19个月中全部消费者借款里，这是第十八个下降。

A weak culture of consumer borrowing means that people have been forced to rely even more on their savings—or those of their parents.

日本人没有借贷购物的习惯，他们不得不更依赖自己的甚至是父母的积蓄。

Mortgage lending is still profitable, yet in June it was 3% lower than a year earlier, while net consumer borrowing fell for a second month.

按揭贷款仍然是有利可图的，然而6月比去年同期下降3%，并且净消费贷款连续两个月下滑。

These could include new efforts to bring down rates the Fed doesn't usually target, such as those on mortgages, other consumer borrowing or Treasury bonds.

这些手段可能包括采取新措施降低抵押贷款、其他消费贷款或美国国债的利率水平，美联储通常不对这些利率设定目标。

Now, the overwhelming majority of the rise in consumer indebtedness during the boom came from mortgage borrowing.

现在，在经济繁荣时期，绝大多数消费者债务的增长来自按揭贷款。