The policy shall not be cancelled and no refund premium will be charged after the inception date.

一旦保险责任开始，保险合同将不予解除，并不予退还保险费。

The Company will not pay insurance benefits or refund premium for any covered accident prior to termination of this Contract if the Applicant fails to perform the disclosure obligation by intention.

投保人故意不履行如实告知义务的，本公司对于合同解除前发生的保险事故，不承担给付保险金的责任，并不退还保险费。